If you grew up during the most recent recession, the thought of even getting a credit card can seem intimidating.Coming of age—or even trying to start a career—during a time of economic uncertainty can make you want to squirrel all your money away in coins, Scrooge Mc Duck style.
And if you spend responsibly, you can get lots of great perks along the way. "One of the best things a credit card can do is help you maintain and build a good to excellent credit score with little to no effort," says Nick Clements, the cofounder of Magnify Money and a veteran of the credit-card industry.
According to recent data from financial website Magnify Money, 195 million Americans use credit cards, with an average of 2.3 per person.
But less than half of households pay their bills in full every month, and in total, Americans have a whopping 7 billion in credit card debt.
To be eligible to apply for Pay Pal Working Capital outside of this promotion, your business must have a Pay Pal business or premier account for at least 90 days and process between ,000 (or for premier accounts ,000) and million in Pay Pal sales within those 90 days or within any time period less than or equal to 12 months.
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